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Aayaam Villas Lonavala

RERA No: P52100031724

Price: 2.60 Cr Onwards

Aayaam Villas Lonavala
Near Wet & Joy Lonavala
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Villas 4 BHK

Carpets: 2500Sqft.

2 Storey Building

Possession: Dec. 2024

4 BHK
2500 Sqft
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MAHA RERA

* About Project *

Welcome to Aayaam Villas Lonavala, a stunning private task by Kiran Housing, offering an unmatched mix of extravagance, solace, and nature’s magnificence. Settled in the midst of the lavish vegetation of Lonavala, Aayaam Villas Lonavala rethinks the idea of current living with open 4 BHK Bungalows and Villas intended to raise your way of life. In this thorough aide, we’ll take you on an excursion through Aayaam Villas, exhibiting the style, conveniences, and the remarkable appeal that makes this task hang out in the housing market.

*Project Highlights *

4/6 Flats Per Floor
100+ Flats in project
20+ World Class Amenities
1 Parking
Yes EV Charging Points

* Amenities *

Swimming Pool, Gymnasium, Club House, Garden, Kids Play Zone, Multi Purpose Hall, CCTV & Security

* More About Project *

Conventional or C 4 X Blocks
Vitrified Tiles
JAGUAR
Non Modular Kitchen

* Project Images *

Aayaam Villas Lonavala
Aayaam Villas Lonavala
Aayaam Villas Lonavala
Aayaam Villas Lonavala
Aayaam Villas Lonavala
Aayaam Villas Lonavala
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* You may compare other ongoing options in vicinity *

Important Points to Consider While Taking a Home Loan:-

1- Loan Eligibility & Financial Planning:
  • * Check your CIBIL score (750+ is preferable).
  • * Ensure you meet the bank’s income eligibility criteria.
  • * Compare loan interest rates (floating vs. fixed rates).
  • * Calculate EMI affordability using a home loan EMI calculator.
  • * Assess additional charges like processing fees, foreclosure charges, etc.
  •  
2- Loan Tenure & Interest Rates:
  • * Opt for a shorter tenure if possible to save on interest.
  • * Floating rates can be beneficial if interest rates are expected to decline.
  •  
3- Down Payment & LTV (Loan-to-Value Ratio):
  • * Banks usually finance 75%-90% of the property value; the rest is your down payment.
  • * Higher down payments reduce loan burden.
  •  
4- Hidden Costs & Additional Charges:
  • * Stamp duty & registration charges (varies by state).
  • *GST (only on under-construction properties, not resale properties).
  • *Legal fees, maintenance deposits, parking charges, club membership fees, etc.
  •  
5- Loan Pre-Approval & Disbursement Process:
  • * Get pre-approved to know your eligibility and budget.
  • * Check the time required for disbursement (important for under-construction projects).
  •  
6- Builder/Developer Verification (For Under-Construction Projects):
  • * Check the RERA registration of the project.
  • * Verify past projects of the developer.
  • * Ensure the developer has a tie-up with banks (easier loan processing).
  •  
7- Resale Property Considerations (Buying from an Investor):
  • * Ensure the property has a clear and marketable title.
  • * Check for pending loans or legal disputes.
  • * Verify the age of the property and structural condition.
  • * Confirm society dues, property tax clearance, and utility bill payments.
Home Loan EMI Calculator

Home Loan EMI Calculator

Your Monthly EMI: ₹0

Total EMI (with Existing Loan): ₹0

Total Interest Payable: ₹0

Total Payment (Principal + Interest): ₹0

Get Connected To Ask Your Home Loan Queries
Major Documents to Verify Before Finalizing the Property Purchase:-
1- Property Title & Ownership Verification:
  • * Title deed (Sale deed, Gift deed, Will, or Partition deed) – Ensure a clear title.
  • * Encumbrance certificate (EC) – Confirms no pending loans or legal claims.
  • * Previous sale agreements (for resale properties).
  •  
2- Legal Approvals & Sanctions:
  • * RERA Registration Certificate (for new projects).
  • * Approved building plan & Commencement Certificate (CC).
  • * Occupancy Certificate (OC) – Required for ready-to-move properties.
  • * Completion Certificate (CC) – Confirms construction is per the sanctioned plan.
  •  
3- Land-Related Documents:
  • * Property tax receipts – Check if taxes are paid regularly.
  • * Mutation records (7/12 extract, Khata certificate) – Verify ownership history.
  •  
4- Loan & Financial Documents:
  • * Bank NOC (if under loan) – Ensure there are no pending loans.
  • * Home loan sanction letter & agreement.
  • * Payment receipts from the builder (for under-construction properties).
  •  
5- Society & Utility Clearance (For Resale Properties):
  • * Society NOC – Confirms no outstanding dues.
  • * Electricity, water, and gas bill clearance.
  •  
6- Sale Agreement & Possession Letter:
  • * Agreement to Sell – Outlines payment schedule & terms.
  • * Possession Letter – Provided by the builder after full payment.
Final Checklist Before Buying ✅:-

✔ Verify RERA registration (for new projects).
✔ Ensure the title is clear and marketable.
✔ Check legal approvals & sanctions.
✔ Confirm loan eligibility & hidden costs.
✔ Inspect property age, condition & society dues (for resale).
✔ Get an advocate to verify documents before finalizing.

Disclaimer : The content provided on this website is for information purposes only and does not constitute an offer to avail any service. The prices mentioned are subject to change without prior notice, and the availability of properties mentioned is not guaranteed. The images displayed on the website are for representation purposes only and may not reflect the actual properties accurately. Please note that this is the official website of an authorized marketing partner. We may share data with Real Estate Regulatory Authority (RERA) registered brokers/companies for further processing as required. We may also send updates and information to the mobile number or email ID registered with us. All rights reserved. The content, design, and information on this website are protected by copyright and other intellectual property rights. Any unauthorized use or reproduction of the content may violate applicable laws. For accurate and up-to-date information regarding services, pricing, availability, and any other details, it is advisable to contact us directly through the provided contact information on this website.
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