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Kiran Swastik Sus

RERA No: P52100047916

Price: 68.96 Lakh Onwards

Kiran Swastik Sus
Sus, Pune
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2/3BHK

Carpets: 712-952Sqft.

24 Storey Building

Possession: June 2026

2 BHK
712/716/718 Sqft
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2 BHK
720/721/725 Sqft
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3 BHK
900/942/952 Sqft
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MAHA RERA

* About Project *

Kiran Swastik by Kiran Creators is a premium residential project designed to offer an unparalleled living experience in the bustling city of Pune. Located decisively in the Baner-Sus region, this project encapsulates extravagance, comfort, and present day living. Spread across 1.5 acres of land, Kiran Swastik Sus flaunts super rich 2 and 3 BHK apartments made to meet the goals of discerning homeowners. With 24 meticulously planned residential floors, this project is outfitted with elite conveniences that guarantee a way of life of solace and richness.

*Project Highlights *

4/6 Flats Per Floor
100+ Flats in project
20+ World Class Amenities
1 Parking
Yes EV Charging Points

* Amenities *

Swimming Pool, Gymnasium, Club House, Garden, Kids Play Zone, Indoor Game, Senior Citizen Corner, Rooftop Amenities, Multi Purpose Hall, CCTV & Security, Landscape Garden

* More About Project *

Conventional or C 4 X Blocks
Vitrified Tiles
JAGUAR
Non Modular Kitchen

* Project Images *

Kiran Swastik Sus
Kiran Swastik Sus
Kiran Swastik Sus
Kiran Swastik Sus
Kiran Swastik Sus Amenities
Kiran Swastik Sus 2, 3 BHK Master Floor Plan
Kiran Swastik by Kiran Creators is not just a residential project, it’s a gateway to an elevated lifestyle. With its prime location, luxurious apartments, world-class amenities, and forward-thinking design, this project caters to every need of modern homebuyers. Whether you’re starting a family, planning your retirement, or investing for the future, Kiran Swastik is the perfect choice.
* Centrally Located Project, * Stay Close to Highway, * Near IT Hub Hinjewadi, * Close to Schools, * Close to Malls & Shopping Centers, * Close to Medical Facilities
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* You may compare other ongoing options in vicinity *

Important Points to Consider While Taking a Home Loan:-

1- Loan Eligibility & Financial Planning:
  • * Check your CIBIL score (750+ is preferable).
  • * Ensure you meet the bank’s income eligibility criteria.
  • * Compare loan interest rates (floating vs. fixed rates).
  • * Calculate EMI affordability using a home loan EMI calculator.
  • * Assess additional charges like processing fees, foreclosure charges, etc.
  •  
2- Loan Tenure & Interest Rates:
  • * Opt for a shorter tenure if possible to save on interest.
  • * Floating rates can be beneficial if interest rates are expected to decline.
  •  
3- Down Payment & LTV (Loan-to-Value Ratio):
  • * Banks usually finance 75%-90% of the property value; the rest is your down payment.
  • * Higher down payments reduce loan burden.
  •  
4- Hidden Costs & Additional Charges:
  • * Stamp duty & registration charges (varies by state).
  • *GST (only on under-construction properties, not resale properties).
  • *Legal fees, maintenance deposits, parking charges, club membership fees, etc.
  •  
5- Loan Pre-Approval & Disbursement Process:
  • * Get pre-approved to know your eligibility and budget.
  • * Check the time required for disbursement (important for under-construction projects).
  •  
6- Builder/Developer Verification (For Under-Construction Projects):
  • * Check the RERA registration of the project.
  • * Verify past projects of the developer.
  • * Ensure the developer has a tie-up with banks (easier loan processing).
  •  
7- Resale Property Considerations (Buying from an Investor):
  • * Ensure the property has a clear and marketable title.
  • * Check for pending loans or legal disputes.
  • * Verify the age of the property and structural condition.
  • * Confirm society dues, property tax clearance, and utility bill payments.
Home Loan EMI Calculator

Home Loan EMI Calculator

Your Monthly EMI: ₹0

Total EMI (with Existing Loan): ₹0

Total Interest Payable: ₹0

Total Payment (Principal + Interest): ₹0

Get Connected To Ask Your Home Loan Queries
Major Documents to Verify Before Finalizing the Property Purchase:-
1- Property Title & Ownership Verification:
  • * Title deed (Sale deed, Gift deed, Will, or Partition deed) – Ensure a clear title.
  • * Encumbrance certificate (EC) – Confirms no pending loans or legal claims.
  • * Previous sale agreements (for resale properties).
  •  
2- Legal Approvals & Sanctions:
  • * RERA Registration Certificate (for new projects).
  • * Approved building plan & Commencement Certificate (CC).
  • * Occupancy Certificate (OC) – Required for ready-to-move properties.
  • * Completion Certificate (CC) – Confirms construction is per the sanctioned plan.
  •  
3- Land-Related Documents:
  • * Property tax receipts – Check if taxes are paid regularly.
  • * Mutation records (7/12 extract, Khata certificate) – Verify ownership history.
  •  
4- Loan & Financial Documents:
  • * Bank NOC (if under loan) – Ensure there are no pending loans.
  • * Home loan sanction letter & agreement.
  • * Payment receipts from the builder (for under-construction properties).
  •  
5- Society & Utility Clearance (For Resale Properties):
  • * Society NOC – Confirms no outstanding dues.
  • * Electricity, water, and gas bill clearance.
  •  
6- Sale Agreement & Possession Letter:
  • * Agreement to Sell – Outlines payment schedule & terms.
  • * Possession Letter – Provided by the builder after full payment.
Final Checklist Before Buying ✅:-

✔ Verify RERA registration (for new projects).
✔ Ensure the title is clear and marketable.
✔ Check legal approvals & sanctions.
✔ Confirm loan eligibility & hidden costs.
✔ Inspect property age, condition & society dues (for resale).
✔ Get an advocate to verify documents before finalizing.

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Kiran Swastik Sus

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