Om Mangalam Samruddhi Kiwale

MAHA RERA No: Coming Soon

Price: 75 Lakh Onwards

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2/3BHK

Carpets: 750-1100Sqft.

15 Storey Building

Possession: Dec. 2028

2 BHK

750 Sqft

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2 BHK

800 Sqft

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3 BHK

1100 Sqft

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* About Project *

Om Mangalam Samruddhi Kiwale by Wadhwani Construction is a thoughtfully planned residential township located near Mukai Chowk in Kiwale, Pune. Spread across a massive 6-acre land parcel, the project boasts 6 majestic towers of 15 storeys each, offering well-designed and spacious 2 and 3 BHK apartments equipped with world-class amenities. Whether you’re a homebuyer or an investor, Om Mangalam Samruddhi stands as an ideal choice for anyone seeking modern urban living with seamless connectivity and serene surroundings.

*Project Highlights *

6 Acres

4/6 Flats Per Floor

100+ Flats in project

20+ World Class Amenities

1 Parking

Yes EV Charging Points

Amenities

🏊🏻‍♂️ Swimming Pool, 🏋 Gymnasium, 🏡 Club House, 🌴 Garden, 🛝 Kids Play Zone, 🏓 Indoor Game, 🏕️ Senior Citizen Corner, 🏡 Multi Purpose Hall, 🎦 CCTV & Security, 🌻 Landscape Garden

* More About Project *

Construction Type

Conventional or C 4 X Blocks

Flooring Type

Vitrified Tiles

Bathroom Fittings & Sanitary

JAGUAR or Equivalent

Kitchen

Non Modular Kitchen

* Project Images *

More About Om Mangalam Samruddhi Kiwale

Om Mangalam Samruddhi Kiwale by Wadhwani Construction is a value-packed residential offering in one of Pune’s most promising growth corridors. With an ideal blend of modern lifestyle, connectivity, and affordability, the project appeals to both end-users and investors. Here’s a quick recap of why you should consider this project: ✔️ Prime location near Mukai Chowk, Pune ✔️ Trusted builder with solid track record ✔️ World-class lifestyle amenities ✔️ Efficient 2 & 3 BHK layouts ✔️ Good rental and resale potential

Location Advantages of Om Mangalam Samruddhi Kiwale

✅ Centrally Located Project, ✅ Stay Close to Highway, ✅ Near IT Hub Hinjewadi, ✅ Close to Schools, ✅ Close to Malls & Shopping Centers, ✅ Close to Medical Facilities

FAQs for Om Mangalam Samruddhi Kiwale

Is the project RERA approved?

Yes this project is RERA approved.

What is the expected possession date?

Possession will be aligned with RERA timelines or as per developers as mentioned above.

How far is project from Hinjewadi IT Park and major workplaces?

Project is located just 15–20 minutes from Hinjewadi IT Park, making it ideal for IT professionals working in Phase 1, Phase 2, and Phase 3.

Which major banks are available for home loan facility?

All major Banks like SBI, HDFC, ICICI, AXIS etc. are offering loan facility for the buyers.

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* You may explore more ongoing projects in vicinity *

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Important Points to Consider While Taking a Home Loan:-

1- Loan Eligibility & Financial Planning:

* Check your CIBIL score (750+ is preferable).
* Ensure you meet the bank’s income eligibility criteria.
* Compare loan interest rates (floating vs. fixed rates).
* Calculate EMI affordability using a home loan EMI calculator.
* Assess additional charges like processing fees, foreclosure charges, etc.

2- Loan Tenure & Interest Rates:

* Opt for a shorter tenure if possible to save on interest.
* Floating rates can be beneficial if interest rates are expected to decline.

3- Down Payment & LTV (Loan-to-Value Ratio):

* Banks usually finance 75%-90% of the property value; the rest is your down payment.
* Higher down payments reduce loan burden.

4- Hidden Costs & Additional Charges:

* Stamp duty & registration charges (varies by state).
*GST (only on under-construction properties, not resale properties).
*Legal fees, maintenance deposits, parking charges, club membership fees, etc.

5- Loan Pre-Approval & Disbursement Process:

* Get pre-approved to know your eligibility and budget.
* Check the time required for disbursement (important for under-construction projects).

6- Builder/Developer Verification (For Under-Construction Projects):

* Check the RERA registration of the project.
* Verify past projects of the developer.
* Ensure the developer has a tie-up with banks (easier loan processing).

7- Resale Property Considerations (Buying from an Investor):

* Ensure the property has a clear and marketable title.
* Check for pending loans or legal disputes.
* Verify the age of the property and structural condition.
* Confirm society dues, property tax clearance, and utility bill payments.

Home Loan EMI Calculator

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Major Documents to Verify Before Finalizing the Property Purchase:-

1- Property Title & Ownership Verification:

* Title deed (Sale deed, Gift deed, Will, or Partition deed) – Ensure a clear title.
* Encumbrance certificate (EC) – Confirms no pending loans or legal claims.
* Previous sale agreements (for resale properties).

2- Legal Approvals & Sanctions:

* RERA Registration Certificate (for new projects).
* Approved building plan & Commencement Certificate (CC).
* Occupancy Certificate (OC) – Required for ready-to-move properties.
* Completion Certificate (CC) – Confirms construction is per the sanctioned plan.

3- Land-Related Documents:

* Property tax receipts – Check if taxes are paid regularly.
* Mutation records (7/12 extract, Khata certificate) – Verify ownership history.

4- Loan & Financial Documents:

* Bank NOC (if under loan) – Ensure there are no pending loans.
* Home loan sanction letter & agreement.
* Payment receipts from the builder (for under-construction properties).

5- Society & Utility Clearance (For Resale Properties):

* Society NOC – Confirms no outstanding dues.
* Electricity, water, and gas bill clearance.

6- Sale Agreement & Possession Letter:

* Agreement to Sell – Outlines payment schedule & terms.
* Possession Letter – Provided by the builder after full payment.

Final Checklist Before Buying ✅:-

✔ Verify RERA registration (for new projects).
✔ Ensure the title is clear and marketable.
✔ Check legal approvals & sanctions.
✔ Confirm loan eligibility & hidden costs.
✔ Inspect property age, condition & society dues (for resale).
✔ Get an advocate to verify documents before finalizing.

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