Sai Sky Luxe Chinchwad

MAHA RERA No: PR1260002501099

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2/3/4BHK

Carpets: 750-1500Sqft.

Updating Soon Storey Building

Possession: Dec.2030

2 BHK

750-800 Sqft

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3 BHK

900-1100 Sqft

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4 BHK

1300-1500 Sqft

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* About Project *

Situated in one of Pune’s most promising real estate location, close to the Akurdi-Mumbai Old Highway, Sai Sky Luxe in Chinchwad is a landmark residential development by Sai Nisarg Developers.

For homebuyers looking for convenience and connectivity, the project’s Chinchwad location close to the Akurdi-Mumbai Old Highway makes it an ideal residential destination. With easy access to major IT parks, industrial zones, and the Pune-Mumbai expressway, Chinchwad has become one of Pune’s most sought-after residential and commercial hubs. Sai Sky Luxe Chinchwad is ideal for professionals who work in both cities because of its close proximity to the Mumbai Old Highway, which guarantees excellent access to Mumbai and other important destinations.

*Project Highlights *

2 Acres

4/6 Flats Per Floor

100+ Flats in project

20+ World Class Amenities

1 Parking

Yes EV Charging Points

Amenities

🏊🏻‍♂️ Swimming Pool, 🏋 Gymnasium, 🏡 Club House, 🌴 Garden, 🛝 Kids Play Zone, 🏓 Indoor Game, 🏕️ Senior Citizen Corner, 🌳 Rooftop Amenities, 🏡 Multi Purpose Hall, 🛕 Temple, 🎦 CCTV & Security, 🌻 Landscape Garden

* More About Project *

Construction Type

Conventional or C 4 X Blocks

Flooring Type

Vitrified Tiles

Bathroom Fittings & Sanitary

JAGUAR or Equivalent

Kitchen

Non Modular Kitchen

* Project Images *

More About Sai Sky Luxe Chinchwad

Sai Nisarg Developers brings credibility and experience to the Sai Sky Luxe Chinchwad, having established a presence in Pune’s real estate market. The developer’s portfolio demonstrates commitment to timely delivery, quality construction, and customer satisfaction. RERA registration reflects adherence to regulatory requirements and transparent business practices, which are crucial factors for homebuyers in today’s market.

Location Advantages of Sai Sky Luxe Chinchwad

✅ Centrally Located Project, ✅ Stay Close to Highway, ✅ Near IT Hub Hinjewadi, ✅ Near Metro Station, ✅ Close to Schools, ✅ Close to Malls & Shopping Centers, ✅ Close to Medical Facilities

FAQs for Sai Sky Luxe Chinchwad

Is the project RERA approved?

Yes this project is RERA approved.

What is the expected possession date?

Possession will be aligned with RERA timelines or as per developers as mentioned above.

How far is project from Hinjewadi IT Park and major workplaces?

Project is located just 15–20 minutes from Hinjewadi IT Park, making it ideal for IT professionals working in Phase 1, Phase 2, and Phase 3.

Which major banks are available for home loan facility?

All major Banks like SBI, HDFC, ICICI, AXIS etc. are offering loan facility for the buyers.

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Important Points to Consider While Taking a Home Loan:-

1- Loan Eligibility & Financial Planning:

* Check your CIBIL score (750+ is preferable).
* Ensure you meet the bank’s income eligibility criteria.
* Compare loan interest rates (floating vs. fixed rates).
* Calculate EMI affordability using a home loan EMI calculator.
* Assess additional charges like processing fees, foreclosure charges, etc.

2- Loan Tenure & Interest Rates:

* Opt for a shorter tenure if possible to save on interest.
* Floating rates can be beneficial if interest rates are expected to decline.

3- Down Payment & LTV (Loan-to-Value Ratio):

* Banks usually finance 75%-90% of the property value; the rest is your down payment.
* Higher down payments reduce loan burden.

4- Hidden Costs & Additional Charges:

* Stamp duty & registration charges (varies by state).
*GST (only on under-construction properties, not resale properties).
*Legal fees, maintenance deposits, parking charges, club membership fees, etc.

5- Loan Pre-Approval & Disbursement Process:

* Get pre-approved to know your eligibility and budget.
* Check the time required for disbursement (important for under-construction projects).

6- Builder/Developer Verification (For Under-Construction Projects):

* Check the RERA registration of the project.
* Verify past projects of the developer.
* Ensure the developer has a tie-up with banks (easier loan processing).

7- Resale Property Considerations (Buying from an Investor):

* Ensure the property has a clear and marketable title.
* Check for pending loans or legal disputes.
* Verify the age of the property and structural condition.
* Confirm society dues, property tax clearance, and utility bill payments.

Home Loan EMI Calculator

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Interest Rate (%)

Loan Tenure

Type

Existing Loan EMI (₹)

Your Monthly EMI: ₹0

Total EMI (with Existing Loan): ₹0

Total Interest Payable: ₹0

Total Payment (Principal + Interest): ₹0

Get Connected To Ask Your Home Loan Queries

Major Documents to Verify Before Finalizing the Property Purchase:-

1- Property Title & Ownership Verification:

* Title deed (Sale deed, Gift deed, Will, or Partition deed) – Ensure a clear title.
* Encumbrance certificate (EC) – Confirms no pending loans or legal claims.
* Previous sale agreements (for resale properties).

2- Legal Approvals & Sanctions:

* RERA Registration Certificate (for new projects).
* Approved building plan & Commencement Certificate (CC).
* Occupancy Certificate (OC) – Required for ready-to-move properties.
* Completion Certificate (CC) – Confirms construction is per the sanctioned plan.

3- Land-Related Documents:

* Property tax receipts – Check if taxes are paid regularly.
* Mutation records (7/12 extract, Khata certificate) – Verify ownership history.

4- Loan & Financial Documents:

* Bank NOC (if under loan) – Ensure there are no pending loans.
* Home loan sanction letter & agreement.
* Payment receipts from the builder (for under-construction properties).

5- Society & Utility Clearance (For Resale Properties):

* Society NOC – Confirms no outstanding dues.
* Electricity, water, and gas bill clearance.

6- Sale Agreement & Possession Letter:

* Agreement to Sell – Outlines payment schedule & terms.
* Possession Letter – Provided by the builder after full payment.

Final Checklist Before Buying ✅:-

✔ Verify RERA registration (for new projects).
✔ Ensure the title is clear and marketable.
✔ Check legal approvals & sanctions.
✔ Confirm loan eligibility & hidden costs.
✔ Inspect property age, condition & society dues (for resale).
✔ Get an advocate to verify documents before finalizing.

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